Insurance

Using your dental insurance

We’re in network with most major PPO dental plans. We check your benefits, give you an estimate before treatment, and bill your plan for you.

Our estimates are our best read of your plan. Your insurer makes the final decision on what’s covered.

Dental insurance coverage

We want dental care to be easy to afford. We work with most major PPO dental plans, and our team is happy to help you understand your benefits.

Our insurance carriers

We’re happy to accept most major PPO dental plans, including (but not limited to):

  • Aetna
  • Anthem
  • Cigna
  • Delta Dental
  • GEHA
  • Guardian
  • MetLife
  • United Healthcare (UHC)

There are some dental insurance plans we don’t accept, including Medicaid, Medicare Advantage, Healthplex, HMOs, DMOs, and others. Don’t see your insurance? We’ll find out in just a few minutes if you give our office a call.

Call 208-547-2220

Check your insurance

Pick your insurer to see if we’re in network. It only takes a few seconds.

Check another plan

Good news! We're in network with your insurance provider.

We’re in-network with most plans offered by your insurer, but don’t accept HMO, DMO, or Medicare plans. If we don’t accept your plan, we have options available for every budget.

Book now
Check another plan

Sorry, we do not accept your insurance.

The good news: you can still be treated at Mountain View Dental! We offer both in-house insurance and payment plans for every budget. Here are estimated costs for our most common services.

Service

Estimated Cost

First Dental Exam

$375

Filling

$113-$400

Non-surgical periodontal treatment

$175-$298

Emergency Exam

$215

*Treatment costs range because your final cost can vary based on the materials you select and the complexity of the treatment.

How insurance works here

If we’re in network with your plan, we handle the paperwork. You’ll know what to expect before treatment starts.

1

We check your benefits

After you book, we contact your plan to confirm your coverage. Booking a few days ahead gives us time to check.

2

You get an estimate

Before treatment, we walk you through what your plan should cover and what your share may be.

3

We bill your plan

We file the claim for you. If anything is left after your plan pays, we’ll send you the balance.

Out of network?

We can still see you. We’ll send the claim to your plan, but what they pay back is harder to predict, so you may pay some or all of your visit up front.

No insurance?

Ask about our in-house plan and payment options. We’ll give you a cost estimate before any treatment.

See payment options →

Why your bill may differ from your estimate

Your estimate is based on your benefits when we check them. A few parts of your plan decide what you pay in the end.

Deductible

The amount you pay each year before your plan starts paying.

Coinsurance

Your share of a covered service, like 20% of a filling.

Yearly maximum

The most your plan pays in a year. Costs past that are yours.

Visit limits

Many plans cover two cleanings and exams a year. Extra visits may not be covered.

Paying with an HSA or FSA

You can use your HSA or FSA card for eligible dental care, like exams, cleanings and fillings.

Payment options

Insurance questions

Do you bill my insurance for me?

Yes. If we’re in network with your plan, we file the claim and you pay your share. If we’re out of network, we’ll still send the claim to your plan for you.

What’s the difference between a PPO and an HMO?

A PPO plan lets you choose your dentist and pays part of the cost in or out of network. HMO and DMO plans usually require you to use their own network of dentists. We work with most PPO plans and don’t accept HMO or DMO plans.

Will I know the cost before treatment?

Yes. We’ll give you an estimate based on your benefits before any treatment. Your final bill can change if your plan pays differently than expected.

What if I have two dental plans?

Bring both cards. We’ll bill your main plan first and send what’s left to your second plan, which can lower what you owe.

Does insurance cover cosmetic treatment?

Most plans don’t cover cosmetic care like whitening or veneers. Many still help with your checkup and any repair work, so it’s worth checking your plan.

Do you accept Medicaid or Medicare Advantage?

We don’t accept Medicaid or Medicare Advantage plans. Ask us about our in-house plan and payment options instead.

Can I use my HSA or FSA card?

Yes. You can use your HSA or FSA card for eligible dental care, like exams, cleanings and fillings.

Visiting your dentist  
isn't just painless,
it's a pleasure.

Book now